Kia Finance Financing
At Kia Finance, we want your car financing experience to be as simple and convenient as possible so you can focus entirely on the joy of driving.
Financing Benefits:
- You own the vehicle
- No fees at the end of the contract
- Unlimited mileage
- Flexible financing terms (from 24 to 60 months)
- You can pay off the entire loan at any time, without any penalty
Flexibility to meet your needs
We will work with you to create a financing plan that meets your needs. Contact a Kia dealer to determine which plan suits you best.
Kia Finance Your lease-end process!
As your lease nears its expiration date, Kia Finance and your local Kia dealer will assist you throughout the lease-end process and in acquiring your next Kia.
- 120 days before the expiration date, you will receive a lease-end kit guiding you through the lease-end process, including a self-assessment checklist of your vehicle's condition before the final inspection conducted by our inspection partner.
- 60 days before your lease expiration date, our inspection partner, AutoVIN, will contact you to schedule an inspection appointment at your home or workplace.
Interested in getting a new Kia?
Contact your local Kia dealer to test drive new models and learn more about the offers you could benefit from.
Want to keep your current Kia?
Contact your local dealer to complete the purchase transaction of your vehicle.
Want to return your current Kia?
- Call AutoVINif you have not been contacted within 45 days before your lease expiration to schedule an inspection appointment.
- Entrust your Kia dealer, or any reputable service provider, with the necessary repairs on your vehicle to reduce the likelihood of wear and tear charges, including insurance-covered repairs, recalls, and winter tire replacement (if applicable).
- Fulfill all your final financial and other obligations.
- Contact your local dealerKia to schedule a return appointment for your vehicle.
Before the final inspection:
- Conduct a self-inspection of your vehicle using the self-checklist below and the wear and excessive use self-assessment tool, before the final inspection conducted by AutoVIN (third-party inspection company).
- Perform the necessary repairs at a Kia dealer to avoid excessive wear and tear charges – including insurance-covered repairs, recalls, and winter tire replacement (if applicable).
- Call AutoVIN 1-800-268-6639if you have not been contacted 45 days before your lease expiration to schedule an inspection appointment.
When returning your vehicle:
- Remove all personal belongings from your vehicle and erase personal data and settings from the GPS, Bluetooth systems, HomeLink, and UVO Intelligence, if applicable.
- Ensure you return all original equipment in good working order (keys, key fobs, manuals, all-season tires, registration certificate, etc.) along with any other original items delivered with the vehicle.
- Provide copies of maintenance invoices and completed recalls.
- Send copies of repair invoices completed after the vehicle's final inspection by email to Lease-end@Kiafinancing.ca
- Settle all due payments and other obligations under your lease agreement.
- Sign the vehicle return form and the Genesis Experience Manager will provide you with a copy for your records.
Early Lease Termination
Contact your local Kia dealer to discuss your options when returning a lease more than 90 days before the due date.
Final Balance for Early Lease Termination
Please contact our customer service team for assistance.
Do you need help with your choice?
Below is a brief overview of the main benefits of each option. The most important features will help you choose the right solution that meets your financial needs and lifestyle.
Leasing
- Payments often lower than financing payments
- Choice of terms to suit your financial needs
- Guaranteed Auto Protection (GAP) included†
- Drive a newer vehicle more frequently
- Multiple flexible end-of-lease options
Financing
- Full ownership of your vehicle
- Unlimited mileage
- No final condition inspection of your vehicle
Contact us
Our customer service advisors are always ready to assist you. You can reach us at (866) 250-3151 . Our opening hours: Monday - Friday: 8:30 AM - 8:00 PM. Hours may vary during holidays.
Legal
† For an equivalent duration.
‡ With the option to purchase additional kilometers at the start of the lease agreement.
* Certain restrictions apply.